• altphoto@lemmy.today
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    2 days ago

    I’ve never been in that position. I wouldn’t give up trying. But then I would have never put myself in that situation in the first place.

    • TubularTittyFrog@lemmy.world
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      1 day ago

      The economists of it are clear. Every financial person would tell you sell the home, and invest the money.

      But people are not rational or smart, they are emotional. Psych studies tell us we percieve the loss for $10 as far more painful than the gain of $100. So if you gamble, and win $100, but then lose $20 afterwards, you will focus on the loss and often try to over compensate and make stupider bets, and then come out with -$200. Gambling is stupid like that, but people are addicted to it because of the emotional roller coaster it creates.

      • altphoto@lemmy.today
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        1 day ago

        Truer Words have only been spoken by whoever wrote the book from which AI stole the idea that you just pasted here for me but that I have heard or read previously somewhere…

        • Amos Tversky: Known for his work on cognitive biases and the framing effect.

        • Daniel Kahneman: Known for his work on behavioral economics and the concept of loss aversion.

        • Richard Thaler: Known for his work on behavioral economics and the concept of nudges.

        • Herbert Simon: Known for his work on behavioral economics and the concept of bounded rationality.

        Oh man, that’s interesting.

        • TubularTittyFrog@lemmy.world
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          1 day ago

          yeah there is tons of good work on this. tons of podcasts on it too.

          being emotionally detached from your money is usually the best way to be good with your money.